Get 0% Financing on your dream Coffee Equipment

Looking for 0% Interest Financing for Your Coffee Equipment? We have collaborated with our financing partners to bring you exclusive 0% interest options, ensuring you can kickstart your café or coffee shop's operations with confidence and leverage the best financing opportunities!

Company Minimum Credit Score Credit Pull Loan Category

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Business Financing

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Flexible Payments for Your Convenience

To use Shop Pay Installments, you'll need a United States billing address, a Shop Pay account, an order between $50 and $20,000 (including shipping and taxes), and a U.S. shipping address for physical products (a shipping address is not required for digital goods).

Shop Pay offers two flexible payment options. First, for purchases between $50 and $999.99, you can make bi-weekly payments that are interest-free and fee-free, with no impact on your credit score. Second, for purchases between $150 and $20,000, you can choose monthly installments to spread your payments over several months. This option has no late fees, although interest may apply, and applying won't affect your credit score.

The financing packages include bi-weekly installments for 6 weeks at 0% APR, monthly installments for 6 and 12 months at 0% APR, and monthly installments for 6 to 24 months at 10 to 36% APR, with a financing fee of 9.90% + $0.30 per transaction.

FICO score of 700 for startup businesses; 670 for businesses that are 2 years or older.

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Enjoy 0% Interest For 12, 18, 24, Or 36 Months

Simply click on the link below to start your application. Once approved, you can discuss the available 0% financing options with our Navitas representative. Upon your request, they will contact us to authorize the invoice, and we will approve financing for up to 36 months. An upfront fee may be required to unlock this option, depending on the discounts applied to the order. Once your financing is successfully arranged, we will begin to process your order.

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Enjoy 0% Interest For 30 Days

Apply through the link provided below. Once your application is approved, you will automatically receive 30 days of interest-free financing. Credit Key specializes in short-term loans, offering a maximum duration of 12 months.

The approval decision takes mere seconds, and once approved, you can apply Credit Key financing during the checkout process when you proceed with your payment.

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Avail Of A Low Monthly Payment Method Customized To Fit Your Budget

Clicklease purchases your equipment of choice, they lease (or rent) it to you for a monthly payment over a set number of months (you’ll get to choose how many). Then after the lease period is up, you can choose to purchase or return the equipment by making a few small purchase payments.  

Since this is a lease and not a loan, Clicklease’s financial charges are pre-calculated up front and divided equally between your selected term length. The financial charges will be based on things like your credit profile as well as the total cost of the equipment you are financing, which varies from applicant to applicant. 

Financing FAQ

You can apply for the following financing options:

  1. Navitas Credit Corp: 0% interest for 12, 18, 24, or 36 months.
  2. Credit Key: 0% interest for 30 days, with financing available for up to 12 months.
  3. Clicklease: Monthly payment method based on a lease.

Shop Pay: Buy now, pay later with options for bi-weekly or monthly installment payments.

No, you can only apply for one applicable financing option per transaction.

  • Shop Pay: No approval decision needed as Shop Pay doesn't check credit history for their Installments option.
  • Navitas Credit Corp: Application process takes 10 minutes and you’ll receive a credit decision in less than an hour. 
  • Credit Key: Approval decision takes mere seconds.
  • Clicklease: Application process takes 3 minutes and you’ll receive a credit decision within seconds. 

For home coffee equipment, you can apply for:

  • Credit Key
  • Clicklease
  • Shop Pay

Note: Navitas is not available as a financing option for home coffee equipment, and Shop Pay is not available for commercial coffee equipment.